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THE KERALA STATE CO-OPERATIVE (AGRICULTURAL AND RURAL DEVELOPMENT BANKS) ACT, 1984 1. Short title, extent and commencement 2. Definitions. 3. Issue of debentures by Board. 4. Power to borrow money by issue of bonds or by way of loans. 5. Appointment and powers and functions of Trustee 6. Guarantee by Government on principal of and interest on debentures, bonds and loans. 7.Power of Board to make regulations for purposes of this Chapter 8. Powers of [22] [agricultural and rural development banks] to advance loans 9.Security for loans. 10. Charge on movable or immovable property of borrower for amounts borrowed 11. Applicant for loan from primary bank to furnish declaration 12.Priority of Gehan, mortgage and hypothecation 13.Transfer and vesting gehan, mortgage and hypothecation with [36] [Agricultural and Rural Development Bank] 14. Money borrowed for development of land 15. Loans to persons having restricted rights of transfer 16. Distraint when to be made 17. Distraint how to be effected 18.Sale of property distrained. 19.Power of sale of property charged without intervention of court 20. Application for sale and manner of sale 21.Application to set aside sale on deposit and confirmation of sale in default or on dismissal of such application. 22. Distribution of sale proceeds 23. Certificate to purchaser 24.Delivery of property to purchaser 25. Right of [43][Agricultural and Rural Development Bank] or Primary Bank to purchase property at sale 26. Appointment of receiver and his powers. 27.Title of purchaser not to be impeached on the ground of irregularity etc 28. Appointment of sale officer 29.Powers of [48] [Agricultural and Rural Development Bank] in case security property is insufficient 30. Power of Board or Trustee to direct distraint and sale of produce and sale of mortgaged property etc 31. Bank’s right to improvements effected after Gehan or mortgage or hypothecation 32. Deduction from sale proceeds of agricultural produce in certain cases 33. Gehan or mortgage or hypothecation not to be questioned in insolvency proceedings. 34. Right of [55] [Agricultural and Rural Development Bank] to pay prior debts 35.Power to summon witnesses and requisition of documents. 36. Registration of documents executed on behalf of the [57][Agricultural and Rural Development Bank] or Primary Bank. 37.Power of Primary Bank to receive money and grant valid discharges. 38. Proof of documents or entries in documents 39. Chapter IV and V to apply to loans advanced by primary banks from funds got borrowed from [61][Agricultural and Rural Development Bank] 40. Service of notices under the Act 41. Sections 102, 103 and rules under section 104 of the Transfer of Property Act, 1882 to apply to notices under the Act 42. Officers of bank not to bid at sales. 43. Delegation of powers by Board 44. Starting of branch banks. 45.Power of Board to admit members. 46.Primary agricultural credit societies to be admitted as members of primary banks in certain cases 47. Transfer of assets and liabilities of the Kerala Co-operative Central Land Mortgage Bank and primary land mortgage banks 48.Power of Board to make regulations. 49.Cognisance of offences. 50. Power to make rules 51. Certain rights and liabilities of Cochin Co-operative land Mortgage Bank to continue in that Bank 52. Repeal and Savings Rules Amendments